Helping Families Afford a Harding Education

We know choosing a Christian school is a financial sacrifice for many families. Tuition assistance is available for families with students in grades K–12. Financial need is determined by an independent, third-party provider—FACTS Grant and Aid Assessment. All phases of the application process, including the submission of supporting documents, is managed online by FACTS.

Applications will be accepted by FACTS for current and newly enrolled families. All supporting documentation must be uploaded before assistance will be awarded.

Families should submit their completed tuition assistance applications by February 1 to receive priority consideration for awards. Applications for tuition assistance will continue to be accepted after March 1 for the upcoming school year. However, applications will be processed on a first-come, first-served basis and are subject to additional limitations based on available funding.

After the application process is complete through FACTS, the tuition assistance committee will make final determination of awards. Families will be notified of awards beginning in April. 

Tuition Assistance FAQs

  • How is financial need determined?

    Financial need is defined as the difference between tuition and the amount the family is able to pay. Factors used to determine financial need include but are not limited to family income, assets (home equity, college funds, investments), family size, the number of children attending tuition-charging institutions (excluding daycare, preschool, and graduate school), medical expenses, school loans, and other debts. Harding Academy uses the services of FACTS to determine financial need.

  • Is tuition assistance automatically renewed each year?

    No. Families receiving tuition assistance must reapply each year. Changes in income, family status, and the number of children attending tuition-charging institutions may cause an increase or decrease to an award.

  • What if families apply for tuition assistance for more than one student to attend Harding Academy?

    Both natural parents need to identify each child for whom they are applying for assistance on the FACTS online application. If parents are married, only one application per household is required. If parents are separated, divorced, or never married, all parents who are legally obligated to pay for educational expenses are required to complete an application for their respective household.

  • What if the parents are divorced, separated, or never married?

    The tuition assistance committee will consider the income and assets of both natural parents, if living, before making an award.

    If either parent remarries, the committee will also consider the income and assets of the step-parent, keeping in mind the obligation of that step-parent to his or her natural children. If either parent lives in a household with another adult, Harding Academy may consider the income and assets of that individual depending on the circumstances.

    In view of this policy, it is necessary for both natural parents and their current spouses, if applicable, to complete FACTS application(s) as instructed online. If all required applications and forms are not received, the Tuition Assistance Committee will not review the application. If you are seeking an exception to this policy based on special circumstances such as court orders, please submit your request in writing to the tuition assistance committee.

  • Does the fact that one parent does not work have an effect on a tuition assistance award?

    Yes. If one parent does not work, annual compensation based upon a 40-hour workweek earning minimum wage will be imputed when determining eligibility. This imputation of income will not take place when the non-working parent is caring for a pre-school or disabled child or a disabled or elderly parent. Please address this factor in the remarks section of the online application.

  • When and how will I receive notification on the status of my application for tuition assistance?

    Processing of fully completed applications will start in March. Once a decision is made, families will receive notification by email of either the amount of assistance awarded or a declination of their application for assistance. This communication will come in mid-March.

  • Will my tuition deposit be refunded if I withdraw my student after an application for tuition assistance is denied, or if I choose not to accept the tuition assistance award?

    No. The tuition deposit is required to reserve your student’s position for the next school year. It is non-refundable.

  • What should I do if I have additional questions about tuition assistance at Harding Academy?

    Contact customer support at FACTS with any questions regarding the online application process, including questions regarding tax information and other supporting documents. If you have a question they are unable to answer, please email the tuition assistance office.


Contact FACTS Customer Support by email or chat through your FACTS account or at (866) 441-4637.
Still have questions? Contact the tuition assistance office by email or at (901) 683-2440.